What is SNAP! about
A One Page Personal Care Plan For Your Loved One
SNAP! is more than just a tool; it's your essential partner for special needs planning in Singapore. We've designed a visual, one-page action plan to make long-term care, financial, and legal planning for loved ones with special needs clear and actionable.We understand the gap between wanting to plan and actually doing it. That's why SNAP! helps caregivers like you:Envision their best life: Clearly define the desired quality of life for your loved one's future.Translate vision into action: Turn your aspirations into practical steps across crucial areas:Care Planning: Decide who will provide care, where they'll live, and what routines or therapies are essential.Financial Planning: Understand costs, assess current resources, and identify any gaps in funding.Legal Planning: Put the right safeguards in place with wills, trusts, guardianship, or deputyship.With SNAP!, you'll also map out your loved one's entire support network – family, friends, and professionals – creating a shared roadmap for everyone involved.Consider SNAP! your progress tracker, team organizer, and planning catalyst all rolled into one. We leverage insights from behavioural science to reduce overwhelm and help you take confident action for a secure future.
Why is SNAP! important
In Singapore, an estimated 70,000 to 80,000 people live with intellectual disabilities and/or autism spectrum disorder. Yet, fewer than 1,200 special needs trusts and 4,000 care plans have been established through the national special needs trust company.
This stark gap isn’t due to indifference—most families are exhausted, overwhelmed, and unsure where to begin. Juggling caregiving, work, and daily life leaves little bandwidth for complex, costly, and unfamiliar planning. Many delay action until a crisis hits.
The consequences of inaction are profound:
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Loved ones may be institutionalised, with diminished quality of life.
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Siblings are thrust into unchosen, lifelong caregiving roles.
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Parents live with the unrelenting anxiety of: “What happens when we’re gone?”
SNAP! wasn't conceived as a typical product. It grew from a deep personal reflection and a question its founder, Bernard Chung, couldn't ignore.
Bernard's career began in corporate and M&A law, but after becoming a husband and father, and experiencing his own period of burnout and spiritual awakening, he shifted to trusts and estates law. He was seeking work that truly mattered, work focused on legacy and meaning.
His journey into special needs planning started unexpectedly. A corporate client needed help with the legal side of things, and wanting to truly assist them, he began conducting interviews with caregiver-parents. He heard the same story repeatedly: families hadn't made plans, not due to indifference, but because they felt lost and overwhelmed. The barriers were often emotional, logistical, financial—and universally daunting.
This resonated deeply. While drafting wills and and trusts, he knew in his heart that simply completing paperwork wasn't enough.
Then, an idea clicked.
Drawing on his background advising startups and facilitating personal finance programs, Bernard envisioned a new path. What if he combined visual business modeling, financial clarity tools, and human-centered behavioral insights? This could create a simple, actionable framework to help families move forward.
That's how SNAP!: The Special Needs Action Plan was born. It's a planning tool that speaks in pictures and priorities, not just paperwork, designed to guide families from anxiety to confident action.